Granite Hills Credit Union

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Granite Hills Credit Union
328 North Main Street
Barre, Vermont 05641
(802) 522-5000
Toll-free (888) 996-5328
Fax (802) 522-5020
info@GraniteHills.org

To Report a Lost
or Stolen Card AFTER BUSINESS HOURS:

Mastercard Debit Card
Call 1-800-528-2273

Visa Credit Card
Call 1-800-682-6075

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency

DEPOSIT RATES

Rates Effective: Sunday, February 05, 2012

Deposit Rates	Current Rate	Annual Percentage Yield
Money Market Account*
Balance = $100,000.00 +	0.30%	0.30%
Balance = $50,000.00 - $99,999.99	0.25%	0.25%
Balance = $25,000.00 - $49,999.99	0.20%	0.20%
Balance = $10,000.00 - $24,999.99	0.15%	0.15%
Balance = $2,500.00 - $9,999.99	0.05%	0.05%

Hi-Yield Savings**
Balance = $100,000.00 +	0.60%	0.60%
Balance = $50,000.00 - $99,999.99	0.40%	0.40%
Balance = $25,000.00 - $49,999.99	0.30%	0.30%

Certificates of Deposit & IRAs***
5 years	1.65%	1.66%
5 year Step-Up (one rate change increase allowed during term following first 12 months) [Not available for IRA]	1.40%	1.41%
4 years	1.40%	1.41%
3 years	1.10%	1.11%
2 years	0.90%	0.90%
2 year Climber CD	1.25%	1.26%
1 year	0.50%	0.50%
6 months	0.40%	0.40%
Education Savings Account (5 yr cert)	1.65%	1.66%


Share Savings Account
Balance = $2,500.00 +	0.05%	0.05%
Balance = $500.00 - $2,499.99	0.05%	0.05%
Balance = $5.00 - $499.99	0.05%	0.05%
Holiday Club Account	0.05%	0.05%
Checking with Interest	0.05%	0.05%

Rates subject to change without notice. Rates subject to change without notice. APY refers to Annual Percentage Yield, the total amount of interest paid based on the interest rate and compounding frequency for 365 days. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
* The minimum balance required to open a Money Market Account is $2,500.00 and you must maintain a minimum daily balance of $2,500.00 in your account to avoid a service charge.
** The minimum balance required to open a Hi-Yield Account is $25,000.00 and you must maintain a minimum daily balance of $25,000.00 in your account to avoid a service charge.
*** APY as quoted on Certificates is earned assuming that interest is not withdrawn from the Certificate. Penalties imposed due to early withdrawal from Certificates of Deposit are as follows: 6 months interest on Certificates with terms of 6 months to 1 year;1 year of interest on Certificates with 2, 3, 4 and 5 year maturity.

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