LOAN RATES

Rates Effective: Tuesday, August 19, 2008

Loan Rates	Term	APR as low as:
Titled Vehicles ** including cars, RV, camper, motorcycle, etc.	24 months	4.49%
click here for our handy loan calculator!	36 months	4.99%
	48 months	5.49%
	60 months	5.99%
Minimum loan amount $30,000.00	72 months	6.49%
New or Used Recreational Vehicles ** Titled recreational vehicles including RV, camper, motorcycle, etc.	-	-
Minimum loan amount $20,000.00	96 months	8.75%
Minimum loan amount $25,000.00	120 months	8.75%
Minimum loan amount $25,000.00	121+ months	6.00% Variable Rate*
Non-titled New or Used Vehicles	60 months	8.50%
Mobile Homes	180 months	12.00%
Visa Credit Card	-	12.00%
Unsecured Personal Loan	24 months	8.75%
	48 months	11.75%
Overdraft Protection	-	13.00%
Share Savings Secured	-	3.00% (fixed)
Certificate Secured	-	2.00% over dividend rate

**Add 1.0% for vehicles years 2003 - 2005 *Variable Rates use the Wall Street Journal Prime Rate Index

Mortgages	click here	rates updated daily
Home Equity Line 3.99% Introductory Rate	-	Prime +0*
Home Equity Loan (Fixed Rate)	5 Years	6.00%
	10 Years	6.50%
	15 Years	7.00%

*Home Equity Line Rates use the Wall Street Journal Prime Rate Index

Learn about our loan options to help you save on energy costs.